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Auto Club Offers New Collector Car Policy

Insurance & Consumer Tips

(LOS ANGELES, Dec. 19, 2005) — The Automobile Club of Southern California, the state's oldest and largest motor club, now offers collector car insurance coverage for some of the state's oldest cars. Provided by the Auto Club's insurance affiliate, this new policy automatically provides coverage for issues that may be offered as extras by other insurers, such as custom paint, spare parts, electronic equipment and trip interruption.

The policy covers vehicles designated as historical, antique, classic, custom/modified, street rod, muscle and restoration. Included in the primary policy is coverage for custom paint work, up to $250 for spare parts and $1,500 for electronic equipment and trip interruption coverage up to $250 as well as unlimited mileage for pleasure driving. In addition, collector car owners have a choice of deductibles, including a zero deductible.

"We talked to vintage car owners and asked what they wanted to see in a policy, and then we developed our collector car policy," said Ed Speich, product manager. "It is underwritten by the Interinsurance Exchange of the Auto Club, which has an A+ rating from A.M. Best, and is one of the largest and oldest auto insurance companies in the region."

The collector car policy values vehicles based upon an "agreed value," which means that an insurer and car owner come to an agreement on the vehicle's value, as opposed to either a cash or stated value.

Since the collector car policy is underwritten by the Exchange, collector car owners, who also have regular vehicles or homes insured by the Exchange, may qualify also for multi-policy, Speich added.

The Automobile Club of Southern California, the largest affiliate of the AAA, has been serving members since 1900. Today, the Auto Club's members benefit by roadside assistance, insurance products and services, travel agency, financial products, automotive pricing, buying and financing programs, automotive testing and analysis, trip planning services, highway and transportation safety programs. Information about these products and services is available on the Auto Club's Web site at


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The Automobile Club of Southern California is a member club affiliated with the American Automobile Association (AAA) national federation and serves members in the following California counties: Inyo, Imperial, Kern, Los Angeles, Mono, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Tulare, and Ventura.